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Pacific Southwest, Region 9

Serving: Arizona, California, Hawaii, Nevada, Pacific Islands, Tribal Nations

Green Building: Funding Resources

Green building protects interior spaces from climatic extremes

State, Tribal, and Local Government Funding Resources - Housing and Facilities

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U.S. Department of Housing and Urban Development (HUD)

Healthy Homes Green and Healthy Homes Technical Studies Program (HHTS) Exiting EPA (disclaimer)
The HHTS Grant Program Exiting EPA (disclaimer) assists academic institutions, non-profit and for-profit organizations (provided no fees are charged for services), States, Native American Tribes and local governments to develop the most promising, cost-effective methods for identifying and controlling housing related hazards, and build local capacity to operate sustainable programs to prevent, minimize, and control housing-related hazards in eligible residences.

Eligibility: States, Native American Tribes and local governments.
Award Cycle Dates: Annually, June August.
Award Amounts: Each year roughly 3 cooperative agreements of up to $1M per agreement. Applicants are not required to provide a match to participate.
How to apply: Grants.gov Exiting EPA (disclaimer)

Healthy Homes Lead Hazard Control Capacity Building Grant Program (LTS) Exiting EPA (disclaimer)
The LTS Grant Program Exiting EPA (disclaimer) assists academic institutions, non-profit and for-profit organizations (provided no fees are charged for services), States, Native American Tribes and local governments to conduct research to gain knowledge on improving the efficacy and cost-effectiveness of methods for evaluation and control of residential lead-based paint hazards.

Eligibility: States, Native American Tribes and local governments.
Award Cycle Dates: Annually, May July.
Award Amounts: Each year roughly 5 cooperative agreements of up to $1M per agreement. Applicants are not required to provide a match to participate.
How to apply: Grants.gov Exiting EPA (disclaimer)

Healthy Homes Demonstration Program (HHD) Exiting EPA (disclaimer)
The HHD Grant Program Exiting EPA (disclaimer) assists academic institutions, non-profit and for-profit organizations (provided no fees are charged for services), States, Native American Tribes and local governments to address environmental triggers that may be contributing to the child's illness, conduct education and outreach that furthers the goal of protecting children from environmentally induced illness, and build capacity in the target community to assure long-term progress of healthy homes efforts.

Eligibility: States, Native American Tribes and local governments.
Award Cycle Dates: Annually.
Award Amounts: Each year roughly 5 cooperative agreements of up to $1M per agreement. Applicants are not required to provide a match to participate.
How to apply: Grants.gov Exiting EPA (disclaimer)

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Indian Housing Block Grant (IHBG) Exiting EPA (disclaimer)
This is a formula grant that allows tribes or tribally designated housing entities (TDHEs) to provide a range of affordable housing activities on a reservation or Indian area. These activities are identified and described in an Indian Housing Plan (IHP) (MS-Word) Exiting EPA (disclaimer) which is prepared each year and submitted to HUD for review and compliance with NAHASDA. Exiting EPA (disclaimer)

Eligibility: Federally recognized Indian tribes or their tribally designated housing entity (TDHE), and a limited number of state recognized tribes who were funded under the Indian Housing Program authorized by the United States Housing Act of 1937 (USHA). With the enactment of NAHASDA, Indian tribes are no longer eligible for assistance under the USHA.
Award Cycle Dates: Annually.
Award Amounts: Varies.
How to apply: Grants.gov Exiting EPA (disclaimer)

Indian Community Development Block Grant Exiting EPA (disclaimer)
Indian tribes and Alaska Native villages may use block grants to improve the housing stock, provide community facilities, make infrastructure improvements, and expand job opportunities by supporting the economic development of their communities. Activities which are eligible for funding include housing rehabilitation programs, acquisition of land for housing, direct assistance to facilitate homeownership among low and moderate income persons, construction of tribal and other facilities for single or multi-use, streets and other public facilities, and economic development projects particularly those by nonprofit tribal organizations or local development corporations when the recipient determines that the provision of such assistance is appropriate to carry out an economic development project.

Eligibility: Any Indian tribe, band, group, nation, or tribal organization, including Alaska Indians, Aleuts, and Eskimos, and any Alaska Native village that is eligible for assistance under the Indian Self-Determination and Education Assistance Act or which had been eligible under the State and Local Fiscal Assistance Act of 1972.
Award Cycle Dates: Annually, May August.
Award Amounts: $238,225 to $5,550,000; Average $688,030.
How to apply: Grants.gov Exiting EPA (disclaimer)

Rural Housing & Economic Development (RHED) Exiting EPA (disclaimer)
The Rural Housing and Economic Development (RHED) Program provides for capacity building at the state and local level for rural housing and economic development and to support innovative housing and economic development activities in rural areas.

Eligibility: Eligible applicants are local rural non-profits, community development corporations (CDCs), federally recognized Indian tribes, state housing finance agencies (HFAs), and state community and/or economic development agencies.
Award Cycle Dates: Annually, April May.
Award Amounts: $29 million (2009).
How to apply: Grants.gov Exiting EPA (disclaimer)

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Indian Home Loan Guarantee Program Exiting EPA (disclaimer)
The loans may be used for the following activities:
Purchase of an existing home;
Construction of a home (stick-built or a manufactured home on a permanent foundation);
Rehabilitation loans;
Purchase and rehabilitation;
Refinancing (Rate and Term, Streamline, Cash Out).

Eligibility: American Indians or Alaska Natives who are enrolled members of a federally recognized tribe; a member of an Alaska Village and Regional Corporation established pursuant to the Alaska Native Claims Settlement Act; an Indian tribe; a Tribally Designated Housing Entity (TDHE); an Indian Housing Authority (IHA).
Application Cycle Dates: Continuous.
Loan Amounts: Varies;

  • 2.25% down payment requirement for loans over $50,000;
  • 1.25% down payment requirement for loan under $50,000;
  • No monthly mortgage insurance;
  • A one-time, 1% loan guarantee fee that can be added to your financed loan.

How to apply: Application Process Exiting EPA (disclaimer)

Title VI Tribal Housing Activities Loan Guarantee Program Exiting EPA (disclaimer)
The purpose of the Title VI loan guarantee is to assist Indian Housing Block Grant (IHBG) Exiting EPA (disclaimer) recipients (borrowers) who want to finance eligible affordable housing activities, but are unable to secure financing without the assistance of a federal guarantee. (A federal guarantee is a pledge by the U.S. Government to repay all or a portion of the unpaid principal balance and accrued interest for an obligation by a borrower to a lender after a default under the terms of the repayment agreement.)

Eligibility: A federally recognized tribe who receives IHBG funds; a TDHE authorized by a tribe to receive IHBG funds and is authorized to make obligations and pledge IHBG funds as security for those obligations.
Application Cycle Dates: Continuous.
Loan Amounts: Varies.
How to apply: Go to the Title VI Tribal Housing Activities Loan Guarantee Program Exiting EPA (disclaimer) website and review the getting started instructions.

U.S. Department of Agriculture

Community Facilities Direct Loan & Grant Exiting EPA (disclaimer)
For communities to develop essential facilities including clinics, hospitals, public buildings, day care centers, and fire stations.

Eligibility: Nonprofits, tribes, cities and counties.
Award Cycle Dates: Continuous.
Award Amounts: Loan ($100,000-$2million); Grant ($15,000-$40,000).
How to apply: Grants.gov Exiting EPA (disclaimer)

Housing Preservation Grant Exiting EPA (disclaimer)
This program provides grants to sponsoring organizations for the repair or rehabilitation of low- and very low-income housing. The grants are competitive and are made available in areas where there is a concentration of need.

Eligibility: Nonprofits, tribes, and public agencies.
Award Cycle Dates: Annually.
Award Amounts: $60,000 - $150,000.
How to apply: Grants.gov Exiting EPA (disclaimer)

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State, Tribal, and Local Government Funding Resources - Energy

Department of Energy

Tribal Energy Program Exiting EPA (disclaimer)
The Department of Energys Golden Field Office works with tribes to bring energy efficiency and renewable energy technologies, such as wind and solar power, to tribal lands. The Golden Field Office solicits, awards, administers, and manages financial assistance agreements for renewable energy and energy efficiency projects on tribal lands.

Eligibility: Federally recognized Indian tribes, bands, nations or other organized groups and communities, including Alaska Native villages or regional and village corporations.
Award Cycle Dates: To be determined.
Award Amounts: Varies.
How to apply: Funding through the Tribal Energy Program is via a competitive process. Each funding opportunity announcement will include instructions on how to apply, application content, and the criteria by which applications will be selected for funding.

Tribal Energy Program Technical Assistance Exiting EPA (disclaimer)
Technical assistance through the Tribal Energy Program (TEP) is intended to provide tribes with assistance on their renewable energy and energy efficiency projects.

Eligibility: Federally recognized Indian tribes, bands, nations or other organized groups and communities, including Alaska Native villages or regional and village corporations.
Award Cycle Dates: Continuous.
Award Amounts: 40 hours of assistance with no attached monetary value.
How to apply: Tribal Energy Technical Assistance Exiting EPA (disclaimer)

Weatherization Assistance Program (WAP) Exiting EPA (disclaimer)
This program enables low-income families to permanently reduce their energy bills by making their homes more energy efficient. Funds are used to improve the energy performance of dwellings of needy families using the most advanced technologies and testing protocols available in the housing industry.

Eligibility: State and Native American Tribal Governments.
Award Cycle Dates: See Individual State and Tribal Programs--The DOE does not provide services to individuals directly.
Award Amounts: Vary by Program
How to apply: Application Process Exiting EPA (disclaimer)

Loan Guarantee Program Exiting EPA (disclaimer)
Title XVII the Energy Policy Act of 2005 authorizes the U.S. Department of Energy to issue loan guarantees to eligible projects that "avoid, reduce, or sequester air pollutants or anthropogenic emissions of greenhouse gases" and "employ new or significantly improved technologies as compared to technologies in service in the United States at the time the guarantee is issued". A principal purpose of the Title XVII loan guarantee program is to encourage early commercial use of new or significantly improved technologies in energy projects.

Eligibility: Not-for-profit electrical cooperatives; public utilities; state governments; Commonwealths; territories of the United States; the District of Columbia; Indian tribal governments, or a political subdivision thereof; or Native Corporations that sell the facility's electricity.
Application Cycle Dates: Continuous.
Loan Amounts: Varies, program focuses on projects with total costs over $25 million.
How to apply: Application Process Exiting EPA (disclaimer)

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U.S. Department of Agriculture

Conservation Innovation Grants (CIG) Exiting EPA (disclaimer)
CIG is a voluntary program intended to stimulate the development and adoption of innovative conservation approaches and technologies while leveraging Federal investment in environmental enhancement and protection, in conjunction with agricultural production.

Eligibility: Non-Federal governmental or non-governmental organizations, Tribes, or individuals.
Award Cycle Dates: Annually; Deadlines vary by State.
Award Amounts: To be determined, 50% match (cash, or in-kind) required.
How to apply: Application Process Exiting EPA (disclaimer)

Rural Energy for America Program (REAP) Grants and Loans Exiting EPA (disclaimer)
REAP promotes energy efficiency and renewable energy for agricultural producers and rural small businesses through the use of (1) grants and loan guarantees for energy efficiency improvements and renewable energy systems, and (2) grants for energy audits and renewable energy development assistance.

Eligibility: The program is designed to assist farmers, ranchers and rural small businesses that are able to demonstrate financial need. All agricultural producers, including farmers and ranchers, who gain 50% or more of their gross income from the agricultural operations are eligible. Small businesses that are located in a rural area can also apply. Rural electric cooperatives may also be eligible to apply.
Award Cycle Dates: Vary by State Program.
Award Amounts: 25% of project cost.
How to apply: To apply for funding for the REAP Grant Program, please contact your Rural Development State OfficeExiting EPA (disclaimer)

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State, Tribal, and Local Government Funding Resources - Water

U.S. Environmental Protection Agency

EPA Region 9 Water Programs and Resources
The EPA Region 9 Water Division is responsible for providing clean and safe surface water, ground water, and drinking water and protecting and restoring aquatic ecosystems in the Pacific Southwest. We oversee state and tribal implementation of core programs to accomplish these goals. Please visit their web site for a list of available funding resources.

U.S. Department of Agriculture Rural Development

Water and Environmental Programs Exiting EPA (disclaimer)
These loans and grants are to develop water and waste disposal systems in rural areas and towns with a population not in excess of 10,000. The funds are available to public bodies, non-profit corporations and Indian tribes.

Eligibility: Tribes, non-profits, cities and counties. To qualify, applicants must be unable to obtain the financing from other sources at rates and terms they can afford and/or their own resources.
Subsidy Dates: Continuous.
Subsidy Amounts: Varies
How to apply: Grants.gov Exiting EPA (disclaimer)

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Regional Funding Resources Arizona

Unisource Energy Service

Solar Hot Water/Space Heating Systems Incentive Exiting EPA (disclaimer)
Homebuilder and homeowner incentives available for installing qualified DHW, HVAC and solar in new homes. Additional support includes technical workshops, on-site inspections, home qualification and sales training.

Eligibility: Unisource customer with qualifying system
Incentive Dates: Through December 31, 2010.
Incentive Amounts: $750 up front + $.25/kWh up to $1750 or a performance based incentive
How to apply: Application Process (PDF) (4 pp, 81K) Exiting EPA (disclaimer)

New Air Conditioning System Incentive Exiting EPA (disclaimer)
Incentives are available for the installation of qualifying equipment until funds are exhausted or program changes are made through the Arizona Corporation Commission.

Eligibility: 14 and higher Seasonal Energy Efficiency Ratio (SEER) rating on air conditioning systems.
Rebate Dates: Within 90 days of installation of system.
Rebate Amounts: $200-$250.
How to apply: Application Process (PDF) (2 pp, 522K) Exiting EPA (disclaimer)

Arizona Public Service (APS)

Rebate for Qualifying New Homes as ENERGY STAR Exiting EPA (disclaimer)
Homebuilders can obtain rebates for qualifying new homes as ENERGY STAR. Additional support includes technical workshops, cooperative advertising, sales training and marketing materials.

Eligibility: APS customers with qualifying systems.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

Tucson Electric Power Company

HVAC and Water Heating Incentive Exiting EPA (disclaimer)
Homebuilder support includes home qualification and on-site inspections. Homeowners can obtain discounted rates for installing qualified HVAC and water heating.

Eligibility: Tucson Electric Power Company customers with qualifying system.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

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Regional Funding Resources - California

California Energy Commission

New Solar Homes Partnership Exiting EPA (disclaimer)
New Solar Homes Partnership (NSHP) is a 10-year, $400 million program to encourage solar in new homes by working with builders and developers to incorporate into the homes high levels of energy efficiency and high-performing solar systems. The NSHP specifically targets the market-rate and affordable housing single-family and multifamily sectors.

Eligibility: Building new home(s). Equipment requirements:
System components must be on the CEC's list of eligible equipmentExiting EPA (disclaimer)
Systems must be grid-connected.
Inverters and modules must each carry a 10-year warranty.
Photovoltaic modules must be certified to UL 1703 by a Nationally Recognized Testing Laboratory (NRTL).
Inverters must be certified to UL 1741 by a NRTL. They also must have completed the Energy Commission's required weighted efficiency testing.
Rebate Dates: Check the NSHP Exiting EPA (disclaimer) website to see when rebates are offered.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

California Self Generation Incentive Program (SGIP) Exiting EPA (disclaimer)
SGIP offers incentives to customers who produce electricity with wind turbines and fuel cells.

Eligibility: Retail electric and gas customers of San Diego Gas & Electric (SDG&E), Pacific Gas & Electric (PG&E), Southern California Edison (SCE) or Southern California Gas (SoCal Gas). Qualifying distributed energy systems installed on the customer's side of the utility meter. Qualifying technologies include wind turbines, fuel cells, and corresponding energy storage systems
Rebate Dates: Incentives can be available through January 1, 2016, provided that funds are available. However, the SGIP might not receive additional funding beyond December 31, 2011.
Rebate Amounts: The incentive payments range from $1/W - $4.50/W for renewable energy systems depending on the type of system.
How to apply: PG&E, SCE, and SoCal Gas administer the SGIP program in their service territories, and the San Diego Regional Energy Office administers the program in SDG&E's territory. Customers of PG&E, SDG&E, SCE and SoCal Gas should contact their program administrator for an application, program handbook and additional eligibility information.

Emerging Renewables Program (ERP) (PDF) (63 pp, 1.7M) Exiting EPA (disclaimer)
The ERP was created to help develop a self-sustaining market for renewable energy systems that supply on-site electricity needs across California. Through this program, the Energy Commission provides funding to offset the cost of purchasing and installing new renewable energy systems using emerging renewable technologies.

Eligibility: Two technologies are eligible for ERP funding. They are the following:
1. Small Wind Turbine - small electricity-producing, wind-driven generating systems with a rated electrical generating capacity no greater than 50 kilowatts;
2. Fuel Cells - technologies that generate electricity through an electrochemical reaction using a renewable fuel, with a generating capacity not greater than 30 kW. For purposes of fuel cell eligibility, renewable fuel is limited to the following:

  • Landfill gas, digester gas, and other gases that meet the definition of an eligible renewable energy resource as defined in Public Utilities Code section 399.12(c) with reference to Public Resources Code section 25741(b).
  • Hydrogen or hydrogen rich gases derived from a non-fossil fuel or feedstock through the use of power generated by an eligible renewable energy resource.

Rebate Dates: Continuous
Rebate Amounts: Varies
How to apply: Application Process (PDF) (63 pp, 1.7M) Exiting EPA (disclaimer)

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California Public Utilities Commission

California Solar Initiative Program (CSI)
CSI provides incentives to customers in investor-owned utility (IOU) territories of Pacific Gas and Electric Company (PG&E), Southern California Edison (SCE), and San Diego Gas & Electric (SDG&E). The CSI provides cash back for solar energy systems for existing homes, as well as existing and new commercial, industrial, government, non-profit, and agricultural properties. The goal is to reach 1,940 megawatts of installed solar capacity by 2016. This goal includes 1,750 MW from the general market CSI program as well as 190 MW from the two low-income residential incentive programs, the Multifamily Affordable Solar Housing (MASH) Program Exiting EPA (disclaimer) and the Single-family Affordable Solar Homes (SASH) Program. Exiting EPA (disclaimer)

Eligibility: All electric customers of Pacific Gas and Electric (PG&E), Southern California Edison (SCE), and San Diego Gas & Electric (SDG&E).
Rebate Dates: Through 2016, or until funds are available.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

Sacramento Municipal Utility District (SMUD)

Energy Efficiency Rebates Exiting EPA (disclaimer)
Homebuilders can obtain rebates for installing qualified lighting, HVAC, appliances, and solar in new homes. Additional support includes cooperative advertising, sales training, marketing materials, technical workshops and on-site inspections.

Eligibility: SMUD customers with qualifying systems.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

Southern California Edison (SCE) Company

Energy Efficiency Rebates Exiting EPA (disclaimer)
Homebuilders can obtain tiered rebates for qualifying new homes as ENERGY STAR, depending on performance level. Additional incentives available for installing qualified appliances, lighting, insulation and quality ducts. Additional support includes cooperative advertising, marketing materials and technical training.

Eligibility: SCE customers with qualifying systems.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

Southern California Gas Company

Energy Efficiency Rebates Exiting EPA (disclaimer)
Homebuilders can obtain tiered rebates for qualifying new single and multi-family homes as ENERGY STAR, depending on performance.

Eligibility: Southern California Gas Company customers with qualifying systems.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

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San Diego Gas and Electric

Energy Efficiency Rebates Exiting EPA (disclaimer)
Homebuilders can obtain tiered rebates for qualifying new single and multi-family homes as ENERGY STAR, depending on performance.

Eligibility: San Diego Gas and Electric customers with qualifying systems.
Rebate Dates: Through December 31, 2010.
Rebate Amounts: Varies.
How to apply: Application Process (PDF) (6 pp, 518K) Exiting EPA (disclaimer)

Pacific Gas and Electric

Residential Energy Efficiency Rebate Programs Exiting EPA (disclaimer)
Pacific Gas and Electric Company (PG&E) offers the following three rebate programs for residential customers to install energy efficient equipment in their homes:

Standard Energy Efficiency Rebate Program Exiting EPA (disclaimer) Through this program, a number of prescriptive rebates are available for energy efficiency improvements including lighting improvements, heating and cooling improvements, remodeling projects and pool improvements.
Rebates for Multi-Family Properties Program Exiting EPA (disclaimer) This program offers prescriptive rebates for owners and managers of multi-family properties of two or more units. Insulation, appliances, boilers and water heating, HVAC, and lighting improvements are among the eligible products for rebates and owners or managers can receive up to $1,500 in incentives per property.
Residential New Construction Rebates Exiting EPA (disclaimer) are available for builders of residential dwellings that incorporate energy efficient features. Incentives are available if builders meet the Energy Star requirements 15% more efficient than required by the 2005 Title 24 Energy Code. For those homes that do not meet the Energy Star label but still include energy conserving features, PG&E offers prescriptive rebates to builders.

Eligibility: PG&E Customers Employing the following energy efficient: Clothes Washers, Dishwasher, Refrigerators/Freezers, Water Heaters, Lighting, Lighting Controls/Sensors, Chillers, Furnaces, Boilers, Building Insulation, Windows, Motors, Motor-ASDs/VSDs, Comprehensive Measures/Whole Building, Swimming Pool Pumps, Steam Traps, Room Air Conditioners, Cool Roofs.
Rebate Dates: January 1, 2010 and December 31, 2012
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

California Environmental Protection Agency

Clean Water State Revolving Fund Program (CWSRF) Exiting EPA (disclaimer)
CWSRF program makes funding available for the following types of Expanded Use Projects:
Implementation of nonpoint source (NPS) projects and programs.
Development and implementation of Estuary Comprehensive Conservation and Management Plans.
Storm water treatment.

Eligibility: Public agencies and nonprofit organizations.
Loan Dates: Continuous
Loan Amounts: Varies
How to apply: Application Process Exiting EPA (disclaimer)

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Regional Funding Resources - Nevada

NV Energy

Renewable Generations Rebate Program Exiting EPA (disclaimer)
NV Energy (formerly Sierra Pacific Power and Nevada Power) administers the RenewableGenerations Rebate Program for photovoltaic (PV) systems and small wind and hydroelectric systems on behalf of the Nevada Task Force on Energy Conservation and Renewable Energy.

Eligibility: Rebates are available for grid-connected PV installations on residences, small businesses, public buildings, non-profits and schools; small wind systems on residences, small businesses, agricultural sites, schools and public buildings; and small hydroelectric systems installed at grid-connected agricultural sites. Participants must be current customers of the utilities to participate.
Rebate Dates: Through 2013.
Rebate Amounts: Program Year 2010-2011:

Solar:
Public and other property, including non-profits and churches: $126,000
Schools: $210,000
Residential: $10,500
Small business property: $63,000
Wind:
Residential: $100,000
Small Business: $385,000
Schools: $510,000
Agriculture: $760,000
Public Buildings: $1.1 million
Small Hydro: Grid-connected Agricultural Customers: $125,000.

How to apply: Application Process Exiting EPA (disclaimer)

Energy Efficiency Rebates Exiting EPA (disclaimer)
NV Energy offers a number of programs and services designed to help customers save electricity and money. These programs include cash rebates, load-control, weatherization, energy efficient lighting and educational programs.

Eligibility: NV Energy customers.
Rebate Dates: Varies.
Rebate Amounts: Varies.
How to apply: Application Process Exiting EPA (disclaimer)

Southwest Gas

Furnace Rebate Exiting EPA (disclaimer)
Homeowners can obtain a rebate by replacing natural gas furnaces with high efficiency furnaces..

Eligibility: Southwest Gas customers must install a furnace with an Annual Fuel Utilization Efficiency (AFUE) of 92% or greater
Rebate Dates: Furnace must be purchased and installed between January 1, 2014 and December 31, 2014
Rebate Amounts: $300-$500
How to apply: Application Process Exiting EPA (disclaimer)

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Individual Funding Sources

U.S. Federal Housing Authority and Veterans Affairs

Energy Efficient Mortgages Exiting EPA (disclaimer)
Homeowners can take advantage of energy efficient mortgages (EEM) to finance a variety of energy efficiency measures, including renewable energy technologies, in a new or existing home. The U.S. federal government supports these loans by insuring them through Federal Housing Authority (FHA) or Veterans Affairs (VA) programs. This allows borrowers who might otherwise be denied loans to pursue energy efficiency improvements, and it secures lenders against loan default.

Eligibility: Single family and multi-family properties.
Loan Cycle Dates: Continuous.
Loan Amounts: The FHA allows lenders to add up to 100% of energy efficiency improvements to an existing mortgage loan with certain restrictions. FHA mortgage limits vary by county, state and the number of units in a dwelling.
How to apply: Call 1-800-569-4287 (HUD), directly with the lender, or (800) 827-1000 (VA).

U.S. Internal Revenue Service

Residential Energy Conservation Subsidy Exclusion Exiting EPA (disclaimer)
Residents that file federal income tax returns may be able to take one or both of the following credits if they made energy saving improvements (energy conservation measure) to their homes located in the United States:
Non-business energy property credit.
Residential energy efficient property credit.
The term "energy conservation measure" includes installations or modifications primarily designed to reduce consumption of electricity or natural gas, or improve the management of energy demand. Eligible dwelling units include houses, apartments, condominiums, mobile homes, boats and similar properties. If a building or structure contains both dwelling and other units, any subsidy must be properly allocated.

Eligibility: Anyone who receives a rebate or incentive for improving energy efficiency in their home.
Subsidy Dates: Continuous.
Subsidy Amounts: 100% of subsidy.
How to apply: Completed on federal tax forms.

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