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Insurance and Brownfields Redevelopment
- About Environmental Insurance and Brownfields
- Environmental Insurance Research
- Other Federal Agency Resources
About Environmental Insurance and Brownfields
Environmental insurance is a tool used to quantify and transfer
risks related to brownfields cleanup costs and liability from project
stakeholders to an insurance company. The most common types of environmental
insurance policies available for brownfields include:
Pollution liability - Protects an insured against on-site cleanup
costs of unknown, pre-existing pollution and current pollution from
ongoing operations, and third-party claims arising from pollution
conditions (e.g., bodily injury, property damage).
Cost cap - Protects against cleanup costs exceeding the anticipated
cost.
Secured lender - Protects a lender in the event that a borrower
defaults on a loan and the default is associated with a pollution
condition.
- Environmental Insurance and Risk Management Tools in Brownfields Cleanup and Redevelopment (PDF) (24 pp, 185K)
- Environmental Insurance Helps Ensure Redevelopment (PDF) (3 pp, 714K)
Success Story Fact Sheet
Publication Number: EPA 500-F-03-232
July 2003
-
Environmental Insurance Policy Coverage and Terms (PDF) (4 pp, 158K)
-
Environmental Insurance and Risk Management Tools (PDF) (11 pp, 127K)
Glossary of Terms
- Other Risk Management Tools (6 pp, 82K)
Introduction to Environmental Insurance and Other Risk Management Tools
Environmental Insurance Research
- State Brownfield Insurance Programs, 2006 (PDF) (61 pp, 380)
Northern Kentucky University
December 2006
- Environmental Insurance Products Available for Brownfields Redevelopment, 2005 (PDF) (58 pp, 356)
Northern Kentucky University
February 2006
- Update: State Brownfield Insurance Programs, 2005 (PDF) (19 pp, 219)
Northern Kentucky University
February 2006
- Brownfields Insurance for Public Sector-Led Development Projects:
Experience and Methods (PDF) (71 pp, 589)
Northern Kentucky University/University of Louisville Document
May 2005
- State Brownfield Insurance Programs, 2004 (PDF) (90 pp, 1.47M)
Northern Kentucky University/University of Louisville Document
December 2004
- Models of Government-Led Brownfield Insurance Programs (PDF) (126 pp, 857)
Northern Kentucky University/University of Louisville Document
October 2002
-
Environmental Insurance and Public Sector Brownfields Programs:
Factors Affecting Pursuit of Insurance as a Redevelopment Tool (PDF) (39 pp, 377K)
Northern Kentucky University/University of Louisville Document
November 1999
-
Environmental Insurance Products Available
for Brownfields Redevelopment (PDF) (71 pp, 954K)
Northern Kentucky University Document
November 1999
Other Federal Agency Resources
- Environmental Insurance for Brownfields Redevelopment: A Feasibility Study
Department of Housing and Urban Development Document
July 2000