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Combined Heat and Power Partnership

Low-Interest Energy Loan Programs

dCHPP Glossary (PDF) (2 pp, 53K)

Date Last Updated11/16/2012
Incentive TypeLoan
State/FederalID
Incentive Administrator/Contact OfficeIdaho Office of Energy Resources
Incentive Initiation Date1/1/1995
Incentive Size and Funding SourceThe Idaho Office of Energy Resources administers low-interest loan programs for energy efficiency projects, and for active solar, wind, geothermal, hydropower and biomass energy projects. The interest rate is 4% with a 5-year repayment term. Loan amounts vary by sector and are:
  • Residential: $1,000 to $15,000.
  • Commercial: $1,000 to $100,000.
  • Agricultural: Up to $100,000.
  • Renewable Loans: Up to $100,000.
  • Schools, Hospitals, Healthcare Facilities: Up to $100,000.
Eligible RecipientLoans are available to commercial, residential, school, local government, state government, agricultural, institutional and hospital properties for retrofit only, with the exception of some renewable resources.
Eligible FuelDoes Not Specify
Eligible Project Size (MW)Does Not Specify
Minimum Efficiency Required (%)Does Not Specify
Other Selected Eligibility CriteriaCertain restrictions apply to this program. For existing homes or businesses, the savings from reduced usage of conventional fuel must be sufficient to pay for the project's installation cost (i.e., simple payback of 15 years or less). For new, off-grid projects, use of a renewable energy resource must be the least cost alternative. For grid-tied renewable energy projects, the payback period must be 15 years or less. Renewable energy projects that are intended to sell energy generated or the commodity produced are not eligible. While the program's financing requires repayment within 5 years, a further stipulation for existing homes and businesses states that the project?s cumulative energy savings over a 15-year period must be great enough to offset the cost of the project.

Non-residential customers may undertake projects to improve insulation, windows and doors, heating systems, building commissioning or custom-designed projects. Specific energy-efficient agricultural equipment may also be eligible.

Residential customers can finance energy efficiency improvements with this loan program, including insulation, space heating upgrades and water heating system improvements. Renewable energy improvements are also eligible for this loan program.
Application Form(s)Application Documents
Resource Website(s)

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