Learn About the WIFIA Program

The WIFIA program provides credit assistance in the form of loans for large water infrastructure projects. Its mission is to:

Accelerate investment in our nation's water infrastructure by providing supplemental credit assistance to creditworthy projects of major importance to the sector.

WIFIA works separately from, but in coordination with, the State Revolving Fund (SRF) programs to provide subsidized financing for large dollar-value projects.

On this page:

Program Overview

Eligibility Requirements

Eligible borrowers are:

  • Federal, state or local government entities
  • Partnerships and joint ventures
  • Corporations and trusts
  • Tribal governments or consortium of tribal governments
  • State Clean Water and Drinking Water State Revolving Fund (SRF) programs

Eligible projects are:

  • Wastewater conveyance and treatment projects that are eligible for the Clean Water SRF
  • Drinking water treatment and distribution projects that are eligible for the Drinking Water SRF
  • Enhanced energy efficiency at drinking water and wastewater facilities
  • Brackish or seawater desalination, aquifer recharge, and water recycling projects
  • Acquisition of property if it is integral to the project or will mitigate the environmental impact of a project
  • Bundled SRF projects submitted under one application by an SRF program
  • A combination of projects secured by a common security pledge

Eligible activities are:

  • Development phase activities, including planning, preliminary engineering, design, environmental review, revenue forecasting, and other pre-construction activities
  • Construction, reconstruction, rehabilitation, and replacement activities
  • Acquisition of real property or an interest in real property, environmental mitigation, construction contingencies, and acquisition of equipment
  • Capitalized interest necessary to meet market requirements, reasonably required reserve funds, capital issuance expenses and other carrying costs during construction

Other Program Features

  • Projects must cost at least $20 million for large communities and $5 million for small communities (population of 25,000 or less).
  • WIFIA assistance may not exceed 49% of a project’s eligible costs.
  • Total federal assistance may not exceed 80% of a project’s eligible costs.
  • The interest rate on the loan will not be less than the yield on U.S. Treasury securities of a similar maturity at the date of closing.
  • Loans may have a repayment schedule of up to 35 years or the useful life of the project, whichever is shorter. There is no repayment obligation until five years after substantial completion of the project.
  • The project must have a dedicated source of revenue and be deemed creditworthy. The senior obligation of the project must receive an investment grade rating. A preliminary rating opinion letter is required at the time of application, and two final rating opinion letters are required prior to closing.
  • NEPA, Davis-Bacon, American Iron and Steel, and all other federal cross-cutter provisions apply.

Current Status

In FY 2014 and FY 2015, Congress provided $2.2 million to EPA to establish the WIFIA program, including hiring qualified staff, developing regulations, guidance and application materials, and developing a credit subsidy model. When Congress appropriates funds for the program, EPA will begin offering WIFIA loans for water infrastructure projects.

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Title V, Water Infrastructure Finance and Innovation Act (WIFIA), of the Water Resources Reform and Development Act (WRRDA) of 2014 was signed into law by the President on June 10, 2014, and authorized the WIFIA program to be managed by EPA Headquarters.

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Information Sessions

Join EPA to learn more about the implementation of the WIFIA program, including:

  • Current status and anticipated schedule
  • Eligibility and statutory requirements
  • Application and selection process
  • Creditworthiness assessment
  • Examples of how WIFIA could be used and its potential cost-savings

See full session agenda for more details.

Intended Audience:

  • Potential WIFIA applicants including municipal entities, corporations, partnerships, and State Revolving Fund programs
  • Private and non-governmental organizations that support potential applicants

Register Exit in advance. Registration is on a first come, first served basis.  If you are unable to attend in-person, EPA will host a webinar series covering the same topics in December.

Date Location
October 14, 2016
9:00 a.m. - 3:30 p.m. (CT)
Chicago, Illinois
Ralph H. Metcalfe Federal Building
Room 328
77 West Jackson Boulevard
Chicago, Illinois 60604
October 20, 2016
9:00 a.m. - 3:30 p.m. (ET)
Orlando, Florida
Orange County Utilities Administration Building
First Floor Public Meeting Room
9150 Curry Ford Road
Orlando, Florida 32825
November 7, 2016
9:00 a.m. - 3:30 p.m. (ET)

New York, New York
EPA Region 2 - Regional Office
290 Broadway
New York, New York 10007

November 14, 2016
9:00 a.m. - 3:30 p.m. (PT)
San Francisco, California
EPA Region 9 - Regional Office
75 Hawthorne Street
San Francisco, California 94105
November 15, 2016
9:00 a.m. - 3:30 p.m. (PT)
Los Angeles, California
Los Angeles Federal Building
Room E
300 North Los Angeles Street
Los Angeles, California 90012
November 18, 2016
9:00 a.m. - 3:30 p.m. (CT)
Dallas, Texas
EPA Region 6 - Regional Office
1445 Ross Avenue
Dallas, Texas 75202

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