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WIFIA Resources

Program Handbook

The WIFIA Program Handbook describes how EPA administers the WIFIA program. Upon reading this handbook, prospective borrowers should be able to understand the requirements and procedures for obtaining WIFIA credit assistance and complying with WIFIA program rules and regulations. This Handbook also contains a template Term Sheet to assist prospective borrowers in term sheet development.


Information Sessions

EPA’s WIFIA program hosts webinars and information sessions for prospective borrowers to foster a greater understanding of the WIFIA program requirements and pave the way for successful applications to the program.

Join EPA's upcoming WIFIA Information Sessions or webinars to learn more about the program’s:
  • Current status
  • Eligibility and statutory requirements
  • Application process
  • Financial benefits and flexibilities
Intended Audience:
  • Prospective borrowers including municipal entities, tribes, corporations, partnerships, and State Revolving Fund programs
  • Private and non-governmental organizations that support prospective borrowers

Upcoming information sessions

For the Chicago, Boston, and Atlanta sessions below, WIFIA staff will be available for 30-minute individual meetings to learn more about your project and answer specific questions. Participants will receive a link to sign up after registering.

November 13, 2018
Chicago, Illinois
77 West Jackson Boulevard
Ralph H. Metcalfe Federal Building


December 11, 2018
Boston, Massachusetts
EPA Region 1 Office
5 Post Office Square


January 15, 2019
Atlanta, Georgia
EPA Region 4 Office
61 Forsyth Street, SW


February 4, 2019
Phoenix, Arizona
Arizona DEQ
1110 W. Washington Street

Upcoming webinars

November 28, 2018, 2:00 p.m. - 3:30 p.m. (ET)
WIFIA Program Overview
Description: Learn about key aspects of the WIFIA program, including eligibility requirements, statutory terms and conditions, and federal requirements.

December 5, 2018, 2:00 p.m. - 3:30 p.m. (ET)
WIFIA Application Process
Description: Learn about the WIFIA application process, including the Letter of Interest submission, evaluation, and selection.

December 12, 2018, 2:00 p.m. - 3:30 p.m. (ET)
WIFIA Financial Benefits
Description: Learn about the WIFIA’s financial benefits including general information about flexibilities and a case study of one of WIFIA’s closed loans.

Stay tuned for more information about in-person sessions and webinars.

View and download past information sessions:


Learning Module

The WIFIA 101 Learning Module is self-paced, interactive training module designed to teach prospective borrowers about WIFIA financing. It includes chapters about the WIFIA program’s eligibility, financial terms and conditions, financial benefits, application process, and Federal requirements.

Federal Compliance Requirements

Projects receiving WIFIA credit assistance must comply with all federal laws and regulations. The following four requirements are particularly important for WIFIA projects.

  • Each proposed WIFIA project must be assessed for its impact on the environment under the guidelines set forth by the National Environmental Policy Act of 1969 (NEPA). EPA will not issue a term sheet or obligate funds for a project until a final agency determination, such as a Categorical Exclusion (CATEX), Finding of No Significant Impact (FONSI), or a Record of Decision (ROD), has been issued. WIFIA projects may also be eligible for coverage under the WIFIA Programmatic Environmental Assessment. The Council on Environmental Quality (CEQ) (within the Executive Office of the President) governs NEPA compliance and ensures that Federal agencies meet their obligations under NEPA.
  • Additionally, projects must comply with the National Historic Preservation Act (NHPA), which requires consultation with the appropriate Historic Preservation Office.
  • WIFIA borrowers are required to use iron and steel products produced in the United States. Guidance developed for compliance with American Iron and Steel (AIS) requirements for EPA’s SRF programs applies to projects receiving WIFIA credit assistance.
  • They are also required to comply Davis-Bacon wage requirements and pay all laborers and mechanics working on the project no less than the locally prevailing work on similar projects in the area. Further guidance is available from the Department of Labor.

More information about compliance requirements is available in Chapter 1 and Appendices E and H of the WIFIA Program Handbook.

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