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  2. Clean Water State Revolving Fund

Clean Water State Revolving Fund Infographic

The infographic of the CWSRF program shows total project funding from its inception in 1987 through 2023, number of loans, how the program works, who is eligible for assistance, types of projects funded, and return on federal investment.

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  • Infographic
  • Text version of the infographic
  • Download the infographic (png)

Clean Water SRF Infographic - How the CWSRF Works

Text Version of Infographic

The Clean Water State Revolving Fund (CWSRF) has provided low-cost infrastructure financing since 1987.

The CWSRF has provided a total of $172 billion in funding and 48,022 loan agreements for water quality infrastructure projects from 1987 through FY 2023.

Each year EPA funds state CWSRFs and states add 20 percent in matching funds. All 50 states and Puerto Rico have CWSRFs.

Eligible entities apply for financing through the state CWSRFs. Eligible entities include communities, private entities, nonprofit organizations, and citizen groups, and may vary by state and project type.

CWSRF terms of assistance are for up to 30 years or the useful life of the project, whichever is less. Terms may include additional subsidies like principal forgiveness and grants. Assistance may be provided at below-market rates. In 2023, the average interest rate was 1.46 percent compared to the market rate of 3.6 percent. Repayment starts one year after project completion.

The CWSRF may fund the following types of projects:

  • Publicly owned treatment works
  • Nonpoint source projects
  • National estuary program projects
  • Decentralized wastewater treatment systems
  • Stormwater
  • Water Conservation
  • Watershed projects
  • Energy conservation
  • Water reuse
  • Security measures at publicly owned treatment works
  • Technical assistance

For every $1 provided by the federal government, $3.28 has gone to help communities.

Clean Water State Revolving Fund

  • About the CWSRF
    • How the CWSRF Works
    • Project Eligibilities
    • Types of Assistance
    • Webinars
  • CWSRF Implementation
    • Laws and Regulations
    • Policy and Guidance
    • Emerging Contaminants
    • Reports
    • Annual Allotment of Federal Funds
    • Related Programs
  • CWSRF Results
    • Environmental Benefits
    • Financial Reports
  • CWSRF Community Resources
    • CWSRF Project Case Studies
    • Factsheets
    • Nontraditional Financing
    • Financing Alternatives Comparison Tool
  • American Iron and Steel
Contact Us About the Clean Water State Revolving Fund (CWSRF)
Contact Us to ask a question, provide feedback, or report a problem.
Last updated on January 9, 2025
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