The U.S. Small Business Administration's (SBA) Office of Disaster Assistance provides low-interest, long-term loans following a disaster. These loans are available to private for-profit and private non-profit drinking water and wastewater utilities.  The loans help utilities return infrastructure to its pre-disaster operability. Loans may be for up to 30 years.

• SBA Business Physical Disaster Loans
  • These loans are for the repair or replacement of disaster-damaged property, including inventory and supplies. For more information, visit SBA's Disaster Assistance website.
• SBA Economic Injury Disaster Loans
  • These loans aid small businesses and most private non-profits that have suffered substantial economic injury (regardless of physical damage) and are in a state, presidential, and U.S. Department of Agriculture declared disaster area. The Economic Injury Disaster Loan is a working capital loan.  It cannot be used to repair, replace, or purchase physical assets. For more information, visit SBA's Disaster Assistance website.

• SBA Business Physical Disaster Loans (PDF)(2 pp, 329 K)
• SBA Economic Injury Disaster Loans (PDF)(1 pg, 179 K)