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Water Infrastructure - WIFIA Program

The Water Infrastructure Finance and Innovation Act (WIFIA) program is an EPA-operated bank that provides supplemental, flexible, low-cost credit assistance to public and private borrowers for all types of wastewater, drinking water, and stormwater projects. The WIFIA program offers long-term loans that can be combined with State Revolving Fund assistance, municipal bonds, and federal and state grants to help communities deliver more critical water infrastructure projects for a lower cost with less impact on rate payers.

Like a bank, the WIFIA program has funding available on an ongoing basis. This allows prospective borrowers to request financing on their schedule.

Prospective borrowers can apply for and receive WIFIA loans at nearly any stage of project completion and can even receive financing for planning and design-only loans.

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Contact Us About Water Infrastructure to ask a question, provide feedback, or report a problem.
Last updated on May 21, 2026
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