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Underground Storage Tanks (USTs)

Insurance for USTs

Insurance and state funds are the most common mechanisms used by owners and operators to comply with financial responsibility requirements. The links below direct you to resources related to UST insurance.

  • EPA Study on the Effectiveness of UST Insurance as a Financial Responsibility (FR) Mechanism (EPA-510-R-11-005). December 2011.
    EPA undertook a study to assess the effectiveness of UST insurance as a FR mechanism, as well as to more broadly examine whether the current UST insurance structure provides owners and operators with the financial assurance EPA originally intended. This document summarizes the results of the study, identifies certain areas of concerns, and discusses potential next steps.
  • Guide to Tank Insurance (PDF) (13 pp, 491 K, About PDF)Exit October 2011.
    The Association of State and Territorial Solid Waste Management Officials (ASTSWMO) State Funds Task Force published this guide to assist owners and operators when purchasing UST insurance. It provides information regarding UST insurance policy construction, terminology, definitions, exclusions, and coverage that owners and operators should consider when purchasing their policy.
  • List of Known Insurance Providers for Underground Storage Tank Owners and Operators (EPA 510-B-17-002). May 2017.
    This booklet provides UST owners and operators with a list of insurance providers who may be able to help UST owners and operators comply with financial responsibility requirements by providing a suitable insurance mechanism.
    Note: This list is current as of the date indicated, and this edition replaces all earlier editions bearing the same title. Information contained in the list may change without prior notice. If you are aware of any revisions or additions that should be made, please contact ChoYi Risher at  risher.choyi@epa.gov.